Instant funding with an 80/20 split. Soft credit pull, flexible repayment terms, and Pay Later convenience.
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1. Select Your Advance Amount: Choose your advance amount and select Pay Later.
2. Get Paid Instantly: Receive 80% of the approved amount upfront. We keep 20% as our service fee to keep things running smoothly.
3. Repay at Your Pace: Keep your focus on creating while managing payments easily.
When your advance is approved, you’ll receive 80% of the requested amount upfront. We keep the remaining 20% as a service fee. This helps us run the platform and support more creators like you.
No! We use a soft credit pull, which means your credit score won’t be impacted just by applying.
No problem! PayPal Pay Later offers flexible repayment terms. You’ll have the freedom to repay at your pace without penalties or stress.
Once approved, funds will be sent instantly to your PayPal account. From there, you can transfer it wherever you need.
Yes! The funds are yours to use—whether you need equipment, marketing, or living expenses while you focus on your project.
If your advance isn’t approved, you won’t face any penalties, and your credit score won’t be affected. You can try again later or explore other funding options through the Black Diamond OS community.
Yes, but you’ll need to repay your current advance before applying for another. We recommend starting with what you need and scaling from there.